Downtime Credit / Guides
Guides to service credits
Plain guides to what a service credit is and how to ask for one. Each quotes the vendors' own agreements.
- How service credits work
What a credit is, how it is counted and what the vendor decides. - How to ask for a service credit
Six steps, the deadline in each agreement and where to send the request. - What counts as downtime
How four vendors define downtime, and what each leaves out. - Car towed and sold at a lien sale? Money may be held for you
California: where the leftover money goes, the three-year deadline, the DMV lookup and the steps to claim. - Lost 401(k) or pension? Where to search
The Labor Department and PBGC searches for old job-based retirement benefits, and what each says. - Federal tax refund deadline: the 3-year and 2-year rule
The IRS time limit for claiming a refund, quoted, with a date calculator. - Final paycheck deadlines in six states
When final wages are due in California, Michigan, New York, North Carolina, Texas and Washington, and a letter to ask. - Security deposit return deadlines in seven states
The main return rule in California, Florida, Michigan, New York, North Carolina, Ohio and Texas, and a letter to ask. - Unclaimed property: where to search in ten large states
The official search for California, Florida, Georgia, Illinois, Michigan, New York, North Carolina, Ohio, Pennsylvania and Texas, and what each says. - Ask the tow yard in writing where the money went
A letter you can build in your browser, with the sentence from each of the ten states this site has checked. - Got a notice of pending lien sale? What it must say
California: what the statute says the notice must contain, the 10-day window and a checklist. - How states handle leftover money from lien sales
Ten states checked so far: where the money goes and how long a claim can wait.